Our mortgages are as unique
as you are
What is a mortgage deal?
A mortgage deal is the agreement you have with your lender, covering the initial rate of interest you will pay and how long you’ll pay this rate for. Usually a deal will not last for the whole period of your mortgage – most deals last between two and five years, though a few do run for longer. Once your deal expires you will still have your mortgage but your repayments will now be calculated by the lender’s Standard Variable Rate (SVR) of interest.
We can offer guidance on all areas of Mortgages, including first time buyers, Buy-to-Let’s, home movers and specialist lending. We ensure that you understand every step of the process and the products we are recommending.
First time buyers
Buying a home for the first time can be a daunting prospect. There are so many things to think about – and that’s before you’ve even considered the many mortgage products, rates and lenders to choose from.
Whether you have reached the end of your existing fixed-term deal or want to raise money through re-mortgaging, we can help you find the right deal for your needs.
These types of mortgages are designed for property investors and private landlords, who do not intend to live in the purchased property.
Ltd Company Buy-to-Let’s
Rental properties can be purchased in a Ltd company name, which can provide tax benefits to certain individuals, based on tax position.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The Financial Conduct Authority do not regulate buy to let mortgages.